The Algorithmic Impact of Micro-Payments on FICO Score 10T and VantageScore 4.0

The consumer credit system is changing. The way people used to look at credit … Read more The Algorithmic Impact of Micro-Payments on FICO Score 10T and VantageScore 4.0

Fixed vs. Variable Mortgage Rates: Which One Saves More Over 30 Years?

The global financial landscape has undergone a seismic shift over the past few… Read more Fixed vs. Variable Mortgage Rates: Which One Saves More Over 30 Years?

Mastering the 1%: Credit Utilization Strategies Used by Borrowers Who Get the Lowest APRs

In the world of personal finance, the difference between a 24.99% APR and a … Read more Mastering the 1%: Credit Utilization Strategies Used by Borrowers Who Get the Lowest APRs